No two investors are exactly alike. That is why we take time to understand your current needs and long-term objectives, and then offer recommendations for your specific circumstances.
Sometimes this means a single solution to help meet a particular need; other times it involves developing a complete financial analysis that includes investment, insurance, retirement.
Your registered representative is essential in this process. Beginning with fact finding and analysis, your representative will look at the many details of your financial life – your current holdings, specific investment objectives, time horizon, and risk tolerance – to help ensure that the financial choices you make are aligned with your specific needs.
Equally important, your representative is your direct link to the breadth of resources available to you. We have a team of experienced professionals who can provide solutions on a wide range of issues that may have an impact on your financial situation.
We believe in the value of investment fundamentals … the basic principles, such as getting an early start, investing regularly, and using dollar-cost averaging* to help manage market risk, that can help keep your investment program on track despite market fluctuations.
You may be approaching retirement or just starting out. Putting the down payment on your first home or purchasing the vacation home you’ve dreamed of forever. Sending your first child to kindergarten or seeing your last one off to college. Whatever your reasons for investing, we offer a broad range of investment programs to help you meet your financial needs today—and in the future.
Wealth solutions, including wealth accumulation, business succession, and financial solutions to help individuals and families accumulate, preserve, protect, and transfer their wealth. You will benefit from the ability of Financial Representatives to bring together the right team of professionals to help develop an integrated, customized strategy to meet your unique financial objectives.
Individual retirement solutions that allow you to accumulate money for retirement, either on a tax-advantaged or tax-deferred basis with Traditional, Roth and Rollover IRAs, and variable annuities.
Business retirement solutions that can help you reduce the current tax obligations of your business and build wealth for the future, while also attracting and retaining high quality employees. Our team of retirement services professionals can help you integrate your personal and business financial needs through a variety of retirement funding strategies, including 401(k) and 403(b) plans, Simplified Employee Pension (SEP) IRAs, Savings Incentive Match Plans (SIMPLE) IRAs, profit sharing, and other retirement solutions.
Education funding, including 529 Plans, Coverdell Education Savings Accounts, and Uniform Gift to Minors Act or Uniform Transfer to Minors Act Custodial Accounts that can help you save for the rising cost of higher education.
Setting financial objectives and investing to reach them is a dynamic process. But success isn’t solely up to the markets. Achieving financial independence also involves having the right tools to fund your plans, which may include:
Building financial independence is all about taking steps today to meet your goals tomorrow. That’s why your financial representative offers the assistance you want to meet your investing needs.
*No investment strategy can assure a profit or protect against a loss in declining markets. Investors should consider their ability to continue to purchase through periods of low price levels.